Where Agents Grow, Families Are Protected, & Legacies Are Built.
MVM Agency is a results-driven life insurance agency built on culture, leadership, and an unwavering commitment to protecting families. You won’t be handed a login and left alone — you’ll be trained daily, coached personally, and plugged into a team that takes your success seriously.
Training Calls
Lines
Carriers
Behind You
Welcome from Max
A quick word before you dive in. Take a few minutes — then hit the checklist below.
One Checklist. Everything You Need.
You’re not figuring this out alone. This checklist has been walked by every agent on the team. Your mentor knows exactly where you are, and exactly where you’re headed next.
Agent Toolkit
Your daily-use field apps. Scripts to run live, references when you’re stuck, drills to stay sharp. Bookmark these on your home screen.
Final Expense Script
Step-by-step FE presentation. Use live at the kitchen table.
Mortgage Protection Script
Full MP flow — rapport, need, solution, close.
Phone Script (Live)
Inbound & outbound phone script. Set the appointment.
FE Drill Deck
Drill the FE presentation page-by-page until it’s muscle memory.
MP Drill Deck
Drill the MP presentation flow. 5 minutes a day, sharper agent.
Roleplay Scenarios
Live roleplay scenarios — objections, tough clients, stall closes.
The Income Opportunity
Life insurance is one of the few industries where your income is directly tied to your effort, your skill, and your commitment to your clients. Here’s what the path looks like at MVM — backed by real SFG performance data.
Licensed, contracted, learning the system.
Building your pipeline and skill set.
Full-time income, first team members.
Personal production + team overrides.
Scaled agency, passive override income.
See exactly what it takes to hit your income goal
Enter your contract level. Set a monthly APV goal. See the exact lead mix, weekly investment, and dial commitment needed to get there. Same math your upline uses to plan lead orders.
Open the APV Calculator →Why This Business Model Works
- Commission-based freedom — you earn what you produce, with no cap on income
- 80% starting commission at SFG, increasing as you hit production milestones
- Advance commissions — 75% paid upfront within days of your client’s first premium
- Override income — earn from your team’s production when you build an agency
- Work remotely or in person — your schedule, your terms
- Warm leads available — SFG’s Quility LeadStream connects you with pre-qualified families who requested coverage
- Residual renewals on select whole life and IUL products
Income figures reflect realistic ranges based on SFG agent performance data and are not guarantees. Individual results vary based on effort, market conditions, and business activity. This is an independent contractor opportunity.
Your First 90 Days
The most successful SFG agents don’t wing it — they follow a proven system. This roadmap is built from the real milestones that separate agents who build lasting businesses from those who quit after 90 days.
Day One — Get Plugged In
Complete setup before anything else — this is non-negotiable.
Goal · Complete TodayActions
- Watch the Welcome Video & read this page top to bottom
- Complete your Five Voices Assessment
- Join Slack & update profile with your photo and role
- Add the Agency Calendar to Google
- Read the Agent Handbook cover to cover
Why It Matters
- Agents who complete Day 1 setup are 3× more likely to still be producing at 90 days
- Five Voices tells Max how to coach you specifically — don’t skip it
- Slack is where deals get made, wins get celebrated, questions get answered
Week 1 — Contracted, Trained, Shadowing
Lock in contracts, drill the scripts, and watch real appointments before you run your own.
Goal · Ready to Run SoloActions
- Finalize SFG contracting & carrier appointments
- Complete the Onboarding Checklist
- Drill FE & MP scripts daily using the Drill Decks
- Shadow real appointments in the ZoomWorkRoom
- Start your warm market list — 100 names
- Attend every Start Your Day Right morning call
You’re Building
- Product knowledge — Final Expense, Mortgage Protection, IUL, Annuities
- Daily discipline — morning calls, Slack check-ins, daily drilling
- Confidence — by watching real closes, you learn what “good” looks like
- Systems fluency — Opt! CRM, HQ, Quility U, agency calendar
names to list
level at SFG
to write through
Days 8–30 — First Solo Production
Theory ends. Production begins. This is where your business is born.
Goal · First Sales WrittenActions
- Order first A Leads through Opt! (approved by Max)
- Run your first solo appointments
- Master the needs analysis process
- Submit your first applications & track to placed status
- Target $250+ Paid Premium Per Lead from day one
- Debrief every appointment with Max — wins and losses
Production Targets
- Write 2–4 policies in your first active month
- Maintain 60%+ net placed percentage
- Track every activity in Opt! — dials, appts, apps, placed
- Cash your first commission check — then reinvest in leads
- Share your first win in #wins on Slack
premium per lead
placed rate
first month
Days 31–60 — Build Consistency
One great month is luck. Two is a pattern. This is where you separate from the pack.
Goal · Repeatable SystemActions
- Set a standing weekly lead order — consistency is your edge
- Master objection handling with the Roleplay Scenarios app
- Use the Performance Tracker to track your progress and get feedback on your activity
- Hit $5K–$10K monthly net placed premium
- Refine your needs analysis & close ratio
- Stay daily on the Start Your Day Right call
What You’re Building
- Repeatable weekly rhythm — leads in, appointments set, applications submitted
- Real conversion data — your numbers, not someone else’s
- Increased placed rate — 60% → 65%+
- Personal scripts dialed in for your voice and your market
placed premium
per month
rate target
Days 61–90 — Promote & Lead
Top SFG producers hit Key Leader status by month 4. This is how they do it.
Goal · Consistent Producer + PromotionActions
- Hit $10,000+ net placed premium in a single month
- Work toward your contract level promotion
- Introduce the opportunity to 2–3 people in your network
- Attend a live SFG Engage or IGNITE event
- Join the Recruiting Co-Op
What Success Looks Like
- Top SFG agents reach Key Leader by month 4
- $20K+ for 2 consecutive months qualifies for Agency Owner track
- Commission level increases as you hit production milestones
- Building a team creates override income that works when you don’t
premium target
hit Key Leader
track qualifier
The Leadership Path
Beyond your first 90 days, two ladders are open to you: your commission level (how much you keep per policy) and your leadership rank (how big your business grows). Here’s the whole path.
Commission Levels
Two tracks to promotion. Your level sets your commission percentage.
How to read this: Numbers are monthly Net Placed Premium required to qualify. Levels 85–110 need 2 consecutive months. Levels 115–130 need 3 consecutive months. Declaration of intent occurs at level 110. $150+ Paid Premium Per Lead required each qualifying month. 60% 90-day rolling net placed average required for any promotion. Skipping levels not permitted.
Accelerate from 80 → 95 in half the time
The Slingshot program is built for new agents who come out of the gate hot. Promotion guidelines that normally take 2 months drop to just 1 month at the early levels.
- 10% bonus on personal production with bonusable carriers (caps at $10K)
- Must produce 3 of 4 weeks in a month (or 4 of 5). Can’t skip levels
- Personal production + agency volume both count for contract bumps
- Can’t qualify for both Slingshot and Producer Bonus
The Leadership Ladder
Twelve ranks. The first four are about your production. The next eight are about the leaders you develop.
Sales Representative
Solo producer. First policy written. You’re in the game.
Team Leader
$10,000+ net placed for 2 months in a row with 3 sales reps (2 direct) each qualifying month.
Key Leader
$20,000+ net placed for 2 months in a row with 4 sales reps (3 direct) each qualifying month.
Agency Owner
$30,000+ net placed for 3 months in a row with 6 sales reps (4 direct) each qualifying month.
Prerequisite: must be at the 105% contract level to qualify for Agency Owner.Agency Director
Has 1 direct Agency Owner.
Regional Agency Director
Has a minimum of 2 direct Agency Owners.
Managing Vice President
Has 1 Agency Director and a minimum of 2 direct Agency Owners.
Senior Vice President
Has a minimum of 2 direct Agency Directors and 1 direct Agency Owner.
Executive Vice President
Has a minimum of 3 direct Agency Directors (or higher).
Associate Partner
Has a minimum of 1 direct 130 Manager, 2 direct Agency Directors (or higher), and 1 direct Agency Owner (or higher).
Senior Partner
Has a minimum of 2 direct 130 Managers and 2 direct Agency Directors (or higher).
Managing Partner
Has a minimum of 3 direct 130 Managers and 1 direct Agency Director (or higher).
What MVM Gives You
The support that makes the climb possible.
- Daily live coaching calls — every single weekday
- Personal development through GiANT OS & Five Voices
- Direct mentorship from Max — a leader in the trenches with you
- 30+ top carriers and SFG’s full product portfolio
- A team that recognizes your wins and pushes you to your next level
The Culture Behind MVM Agency
“Culture isn’t a poster on the wall — it’s how we operate every single day.”
Max with his family — the “why” behind MVM Agency
Every weekday morning our agents show up for a live training call. We recognize wins publicly. We hold each other accountable privately. We push for growth not just in production, but in character, leadership, and personal development.
Max built this agency as a first-generation American with a family to protect and a legacy to build. Whether you’re brand new or already producing, you’ll find a team here that takes your success personally.
This is a place where serious people come to do serious work — and enjoy the journey along the way.
Real Team · Real Moments
The MVM family in action — on stage, at events, around the table, in the trenches.
Common Questions
If something’s not answered here, ask in #mvm-agency on Slack or DM Max directly.
Do I need prior insurance experience?
Not at all. Many of MVM’s top producers came from completely unrelated backgrounds — military, education, retail, and more. What matters is work ethic, coachability, and a genuine desire to help families. The training system handles the rest. If you can follow a process and show up consistently, you can succeed here.
How do I get clients and leads?
MVM agents have access to SFG’s Quility LeadStream system — a lead program that delivers pre-qualified families who have requested information about coverage. A Leads (under 21 days old, exclusive to you for 5 weeks) are available for purchase through the Opt! CRM once you’re contracted.
You also build your warm market from day one, which is often where your first sales come from.
What products will I sell?
MVM agents specialize in four core product lines:
Final Expense (whole life for funeral/burial costs), Mortgage Protection (term life tied to a family’s home loan), Indexed Universal Life (IUL) for long-term wealth building, and Annuities for retirement income.
You’ll be trained on all four through Quility U and daily coaching calls, and write through 30+ top-rated carriers.
Is this full time or part time?
Both are possible. Symmetry Financial Group is built for flexibility — agents can work remotely on a schedule that fits their lifestyle.
That said, the agents who build the fastest and earn the most treat it as a full-time business from day one. Starting part-time is fine; the key is showing up consistently and treating every hour like it counts.
How and when do I get paid?
SFG pays on an advance commission model. You receive 75% of your earned commission within a few days of your client’s first premium payment, with the remaining 25% paid approximately 10 months later.
Starting commission is 80%, which increases as you hit production milestones (see The Leadership Path above). There is no salary — this is a commission-based independent contractor opportunity.
What if I get stuck or have a question?
You’re never alone at MVM. Post in the #mvm-agency Slack channel and someone will respond within 12 hours. Max runs live Q&A sessions every weekday morning where you can ask anything.
The Agent Handbook covers the most common questions in detail. And Max is personally accessible — this isn’t an agency where leadership disappears after you join.
Stuck? Got a Question?
Post in #mvm-agency on Slack — someone responds within 12 hours. Max runs live Q&A every weekday morning. You’re never alone here.
Open Slack →